---
description: Learn how PayPal can help your business. GetApp provides users in New Zealand with the most detailed information on software reviews, prices and features.
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title: PayPal Reviews, Pricing & Ratings | GetApp NZ 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [PayPal](/software/91263/paypal)

# PayPal

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> PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.
> 
> Verdict: Rated **4.6/5** by 26504 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of PayPal

• PayPal helps customers pay any way they want from anywhere. Let users pay now, pay later, or offer subscriptions or global and local payment options.&#10;&#10;• Send payments to contractors or vendors directly from the account with PayPal. &#10;&#10;• The network securely processes multiple transactions each month. It helps protect business and customers against fraud with global reach and fraud protection technology of PayPal.&#10;&#10;• Users can access funding, drive sales and conversion with shopper insights, and connect with new marketplaces.&#10;&#10;• With the platform, users have tools and resources required for reporting, analytics, shipping, and cash management tools from a single dashboard.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 26504 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: PayPal
- **Location**: San Jose, US
- **Founded**: 1998

## Commercial Context

- **Starting Price**: US$0.29
- **Pricing model**: Other (Free version available)
- **Pricing Details**: Pricing is based per transaction.&#10;2.5% + Fixed fee ( $0.041)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Arabic, Chinese, Czech, Danish, Dutch, English, Finnish, French, German, Hebrew, Hungarian, Indonesian, Irish, Italian, Japanese, Korean, Norwegian, Polish, Portuguese, Russian, Spanish, Swedish, Thai, Traditional Chinese, Turkish, Ukrainian
- **Available Countries**: Australia, Canada, China, France, Germany, India, Japan, United Kingdom, United States

## Features

- ACH Payment Processing
- AI/Machine Learning
- API
- Access Controls/Permissions
- Accounting
- Activity Dashboard
- Ad hoc Reporting
- Alerts/Notifications
- Anomaly Detection
- Authentication
- Barcode/Ticket Scanning
- Billing & Invoicing
- Billing Portal
- CRM
- Cash Management
- Check Fraud Detection
- Compliance Management
- Contact Database
- Credit Card Processing
- Customisable Dashboard

## Integrations (53 total)

- 123FormBuilder
- 17hats
- Acuity Scheduling
- AthletaDesk
- BetterUnite
- BigCommerce
- Cash App
- ChargePay
- Chargebee
- Cognito Forms
- Constant Contact
- Donorbox
- Ecwid
- Formsite
- Fundraise Up

... and 38 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.getapp.co.nz/directory/23/payment-management/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.co.nz/directory/23/payment-management/software)
- [Fraud Management Software](https://www.getapp.co.nz/directory/13/financial-fraud-detection/software)
- [Retail Management Software](https://www.getapp.co.nz/directory/198/retail-management/software)
- [Reporting Tools](https://www.getapp.co.nz/directory/931/analytics-reporting/software)
- [Recurring Billing Software](https://www.getapp.co.nz/directory/1591/recurring-billing/software)

## Alternatives

1. [Stripe](https://www.getapp.co.nz/software/91015/stripe) — 4.6/5 (3354 reviews)
2. [Square Point of Sale](https://www.getapp.co.nz/software/91016/square-point-of-sale) — 4.6/5 (3032 reviews)
3. [QuickBooks Online](https://www.getapp.co.nz/software/20428/quickbooks-online-edition) — 4.3/5 (8475 reviews)
4. [NetSuite](https://www.getapp.co.nz/software/9137/netsuite) — 4.2/5 (2052 reviews)
5. [Epos Now](https://www.getapp.co.nz/software/106871/epos-now) — 3.8/5 (726 reviews)

## Reviews

### "I can count on PayPal" — 4.0/5

> **Kyle** | *18 May 2026* | Consumer Services | Recommendation rating: 10.0/10
> 
> **Pros**: I like how widely accepted PayPal is and a large number of my peers have it for peer to peer payments.
> 
> **Cons**: I have received an invoice for an unrecognized product and called immediately for it to be removed as it was later confirmed to be a scam.
> 
> Overall it has been a steady reliable payment platform that has had consistent reliability and is always adapting to any new crypto or tech developments.

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### "The Go-To Payment Solution for Freelancers and Businesses" — 5.0/5

> **Abdalmeged** | *21 May 2026* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: PayPal is one of the most reliable payment platforms I've used. The interface is clean and intuitive sending and receiving money takes seconds. Integration with major e-commerce platforms is seamless, and the buyer protection policy gives real peace of mind. Transaction history and invoicing tools are well-organized, making expense tracking straightforward for both personal and business use.
> 
> **Cons**: Transaction fees can add up, especially for international transfers. Customer support response times could be faster for account-related issues. Also, accounts can occasionally be limited without much prior notice, which can be disruptive.
> 
> Despite minor drawbacks, PayPal remains my go-to payment solution. It's trusted, widely accepted, and handles both personal and professional transactions efficiently. Highly recommended for freelancers and small business owners.

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### "Unpredictable Account Suspensions with No Transparency" — 1.0/5

> **Verified Reviewer** | *6 July 2026* | Arts & Crafts | Recommendation rating: 0.0/10
> 
> **Pros**: PayPal is easy to use, widely accepted, and integrates seamlessly with many online marketplaces like Ravelry. Setting up payments is straightforward, invoicing is simple if you need it, and its widespread recognition gives customers confidence during checkout. The transaction history also makes it fairly easy to keep track of payments and basic business expenses.
> 
> **Cons**: The biggest drawback is how unpredictable their account suspensions can be. My account was permanently suspended after processing legitimate sales through Ravelry, a trusted marketplace for crochet and knitting patterns. PayPal never explained what specific policy I had violated, only providing generic responses and no opportunity to appeal or resolve the issue. &#10;&#10;While I didn't encounter technical bugs with the platform itself, having an account permanently limited without transparency is a far more serious issue than any software glitch. Considering the fees PayPal charges businesses, the lack of support and accountability significantly reduces the value of the service.
> 
> Initially, my experience with PayPal was positive because it was intuitive, convenient, and widely accepted. It made accepting payments for my crochet pattern business easy, and features like invoicing and transaction history worked well. However, everything changed when my account was suddenly and permanently suspended despite only selling legitimate digital patterns through Ravelry. Customer support repeatedly provided generic responses without explaining the reason for the suspension or offering any meaningful appeal process. &#10;&#10;While PayPal excels in ease of use and is a trusted payment option for customers, the possibility of losing access to your account without explanation makes it difficult for me to recommend relying on it as your primary payment processor.

-----

### "Take the good with the bad" — 4.0/5

> **Danielle** | *23 March 2026* | Transportation/Trucking/Railroad | Recommendation rating: 6.0/10
> 
> **Pros**: PayPal is a convenient and widely accepted payment method. Setting up a PayPal account is easy and hassle-free. Additionally, PayPal is accepted at many retailers, further enhancing its ease of use and convenience.
> 
> **Cons**: I have reservations about certain functionalities of PayPal. There are numerous scams associated with PayPal, and perpetrators often face minimal consequences. Additionally, PayPal lacks adequate protections for sellers. Consumers can fraudulently claim that goods or services have not been rendered, leading to a reversal of payment. The fees associated with certain transactions can end up feeling more like a penalty rather than a necessity.
> 
> I’ve had a pretty mixed experience using PayPal over time. On the one hand, it’s incredibly convenient. Setting up an account was quick, and I like not having to enter my card details every time I make an online purchase. Sending and receiving money is usually fast and straightforward, which makes it useful for splitting bills or paying people without much hassle.&#10;&#10;One of the biggest positives for me has been the sense of security. Knowing there’s some level of buyer protection gives me peace of mind when shopping online, especially from sellers I’m not familiar with. &#10;&#10;That said, there are definitely downsides. The fees can be frustrating, especially for certain transactions or when dealing with international payments. It sometimes feels like small amounts get chipped away more than expected. Another issue I’ve run into is how sensitive the system can be—there have been moments where transfers were delayed or my account was briefly limited, and it wasn’t always clear why.&#10;&#10;Overall, I’d say PayPal is reliable and convenient for everyday use, especially for online purchases, but it’s not perfect. It works well most of the time, but when problems come up, they can be a bit frustrating to deal with.

-----

### "Best Money App" — 5.0/5

> **El-Hadj** | *22 May 2026* | Consumer Services | Recommendation rating: 10.0/10
> 
> **Pros**: I love the ease of use, and the new integration with Venmo is a winner\! I also like the ability to send invoices.
> 
> **Cons**: I hate that sometimes transactions take a while to be approved. Once I verify my identity, I don’t expect anymore issues moving forward
> 
> I’ve been using PayPal since Elon musk was working there full time. It’s great. Only issue honestly is the instant transfer fees

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## Links

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| en | <https://www.getapp.com/website-ecommerce-software/a/paypal/> |
| en-AE | <https://www.getapp.ae/software/91263/paypal> |
| en-AU | <https://www.getapp.com.au/software/91263/paypal> |
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| fr-BE | <https://fr.getapp.be/software/91263/paypal> |
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| nl | <https://www.getapp.nl/software/91263/paypal> |
| nl-BE | <https://www.getapp.be/software/91263/paypal> |
| pt | <https://www.getapp.com.br/software/91263/paypal> |
| pt-PT | <https://www.getapp.pt/software/91263/paypal> |

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