About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.

Pricing starting from:

US$0.30

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Austria, Belgium, Brazil, Bulgaria and 36 others

    Supported Languages

    Bulgarian, Chinese, Czech, Danish, Dutch and 21 others

    Pricing starting from:

    US$0.30

    • Free Version
    • Free Trial
    • Subscription

    Images

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    Features

    Total features of Stripe: 35

    • ACH Payment Processing
    • API
    • Accounting Integration
    • Activity Dashboard
    • Billing & Invoicing
    • Compliance Management
    • Credit Card Management
    • Credit Card Processing
    • Cryptocurrency Processing
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Fraud Detection
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Payments
    • Multi-Currency
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Links
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Sales Reports
    • Self Service Portal
    • Third-Party Integrations
    • Transaction History
    • Transaction Management
    • Transaction Monitoring

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    Reviews

    Overall rating

    4.6 /5
    (3,123)
    Value for Money
    4.4/5
    Features
    4.5/5
    Ease of Use
    4.5/5
    Customer Support
    4.3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 3,123
    Skyler
    Skyler
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    The Best Payment Processer For Freelancers

    Reviewed on 4/03/2023

    I have had an excellent experience with Stripe and have been using it to receive payments for over...

    I have had an excellent experience with Stripe and have been using it to receive payments for over 4 years now. I've never had any issues in that time or had to contact customer support.

    Pros

    Stripe is very easy to integrate with invoicing software (I am using Zoho Invoice), and allows me to accept client payments by credit/debit card as a freelance writer. It is also trusted by clients, and since I started offering Stripe payments, I have found that I am now getting paid in half the time as when I offered bank transfers/Paypal. The fees are also a lot less than PayPal.

    Cons

    The only con I have had is that it took a long time (about 1.5 weeks) to receive the very first payout due to verification processes. But after that, I now receive a payout to my bank account within 2-3 days each time.

    Alternatives Considered

    Square Payments

    Reasons for Choosing Stripe

    I really don't trust PayPal anymore. I've had many issues where they withhold funds, and also they have some of the worst fees and exchange rates from any platform ever, which is a huge problem when accepting large payments or funds in different currencies as I do regularly.

    Switched From

    PayPal

    Reasons for Switching to Stripe

    I had many other freelancers also recommend Stripe to me, so ended up trying it out, and was very happy with the service. It is easy to set up, reliable and processes payments very quickly.
    Jenna
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: 11–50 Employees
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    A new user and here to stay!

    Reviewed on 15/12/2023

    Extremely satisfied! It checks off all the boxes of what our company needs to collect payments and...

    Extremely satisfied! It checks off all the boxes of what our company needs to collect payments and grow our revenue. If our customers are happy then we are happy and they have been overall excited since we made the switch to Stripe.

    Pros

    I am a new user to Stripe as my company just made a change to our CRM which is integrated with Stripe. Compared to what we were previously using, this product is incredible. It has streamlined our payment process, making receiving and sending payments more efficient. The ease of use was a huge draw! It is all very intuitive. On top of that, the customer service is incredible. We ran into a few hiccups with the transition, but Stripe was right there alongside us the entire time. I have been so pleased with the prompt responses and thorough troubleshooting.

    Cons

    The only drawback was a longer initial payout time but nothing concerning since it was a one-time delay as our account was new. It did not change my overall experience and perception of the product.

    Doug
    Overall rating
    • Industry: Nonprofit Organisation Management
    • Company size: 2–10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 3.0 /10

    Held Hostage to Stripe Internal Processes

    Reviewed on 18/09/2024

    Basically as described above: We use Stripe through another party. While Stripe was going through...

    Basically as described above: We use Stripe through another party. While Stripe was going through audit verification of our business they put the transfer of our funds on hold. Our cash flow suffered waiting for them to complete their internal business processes. What business does that? They should have continued BAU finishing their processes without impacting our cash flow. Given a choice I would use another provider. I do not want to be held hostage to a providers internal processes and delays that put my payroll at risk.

    Pros

    It is an efficient system, good reports, visibility of donors and events provides us the necessary feedback to evaluate the effectiveness of our fundraising programs.

    Cons

    We use Stripe through another party. While Stripe was going through audit verification of our business they put the transfer of our funds on hold. Our cash flow suffered waiting for them to complete their internal business processes. What business does that? They should have continued BAU finishing their processes without impacting our cash flow. Given a choice I would use another provider. I do not want to be held hostage to a providers internal processes and delays that put my payroll at risk.

    Alternatives Considered

    Square Payments

    Reasons for Switching to Stripe

    Seemed to have better reporting down to the event and donors
    Christina
    Overall rating
    • Industry: Leisure, Travel & Tourism
    • Company size: 2–10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Payment Getaway With No Hassle

    Reviewed on 7/07/2024

    Even though the fees more expensive compare to other products, I'm happy with the features and the...

    Even though the fees more expensive compare to other products, I'm happy with the features and the customer support of Stripe. Highly recommended for e-commerce.

    Pros

    Security for merchant and customer, easy to deploy, easy to use, good reporting, well integration with third party

    Cons

    Fees more expensive than other payment getaway

    Alternatives Considered

    PayPal

    Switched From

    PayPal and Square Payments
    Brianna
    Overall rating
    • Industry: Computer Software
    • Company size: 2–10 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 7.0 /10

    Trusted Provider, Can Be Expensive in Fees and Time

    Reviewed on 27/02/2024

    Good, trustworthy, reliable, efficient, and quick to set up. The only downside is watching your...

    Good, trustworthy, reliable, efficient, and quick to set up. The only downside is watching your overall transaction fee costs and planning your cashflow schedule to when payments will actually be paid out.

    Pros

    We wanted to go with a trusted digital payments provider--and have never had a client or customer mention they couldn't use Stripe. Secure, reliable for both parties in the transaction, and easy to both set up and use as a consumer.

    Cons

    The payout fees on transactions can really eat into the cost of goods and services; further, it's important to note that payouts to the supplier/provider can take at least several days.

    Alternatives Considered

    PayPal

    Reasons for Switching to Stripe

    Ease of use, expected credit/debit card processing. Good for Enterprise transactions.
    Showing 5 reviews of 3,123 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Starting from: US$0.30
    • Free Trial: Not Available

    Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.

    Stripe has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Stripe supports the following languages:

    Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, ABC Glofox, Accelevents, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Avaza, Baremetrics, BigCommerce, Bizness Apps, Blinksale, Bookinglayer, Bookwhen, ChargeKeep, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Cloudbeds, Commence, CoreCommerce, CrowdPower, Cyclr, Databox, Docusign, Ecwid, Elorus, Emburse Abacus, Eventcube, Expensify, FormCrafts, FreeAgent, FreshBooks, GoDaddy Website Builder, GovOS, Gravity Forms, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, Invoiced, Involve.me, Jotform, Jumpseller, KashFlow, Keap, Keen IO, Leadpages, LeadsBridge, LearnWorlds, Lendio, LessAccounting, MYFUNDBOX, MakePlans, MemberSpace, Midigator, Nomod, Octobat, Operations Hub, PayDirt Payroll, Payfunnels, Payrexx, Paythen, Pelcro, Preact, PushPress, Quaderno, Recurly, RentMy, Rezgo, SecuraCart, Sellfy, Sellsy, Selz, Shift4Shop, ShipRush, ShipStation, Shopify, SimpleSpa, Skedda, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, SurveySparrow, TalentLMS, Tapfiliate, Ticket Tailor, Trustap, Typeform, UltraCart, Volusion, Wave, WeTravel, Weebly, WildApricot, Wishpond, Woopra, Wufoo, Xero, Xola, ZapERP, Zapier, Zoho Backstage, Zoho Billing, Zoho Books, Zoho Invoice

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat

    Related categories

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