---
description: Learn how Stripe can help your business. GetApp provides users in New Zealand with the most detailed information on software reviews, prices and features.
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title: Stripe Reviews, Pricing & Ratings | GetApp NZ 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Stripe](/software/91015/stripe)

# Stripe

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> Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.
> 
> Verdict: Rated **4.6/5** by 3337 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of Stripe

Accept payments and manage revenue with a fully integrated platform designed for businesses of all sizes&#10;Streamline operations using AI-powered tools for payments, billing, fraud prevention, and financial automation&#10;Launch new business models or expand globally with flexible APIs, prebuilt solutions, and support for a wide range of payment methods

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 3337 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.2/5 | Based on overall reviews |
| Value for Money | 4.3/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Stripe
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish
- **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more

## Features

- ACH Payment Processing
- API
- Accounting Integration
- Activity Dashboard
- Billing & Invoicing
- CRM
- Compliance Management
- Credit Card Management
- Credit Card Processing
- Cryptocurrency Processing
- Dashboard
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Financial Reporting
- Fraud Detection
- In-Person Payments
- Invoice Management
- Mobile Access
- Mobile Payments

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.getapp.co.nz/directory/23/payment-management/software)

## Related Categories

- [Payment Processing Software](https://www.getapp.co.nz/directory/23/payment-management/software)
- [Cryptocurrency Wallet Software](https://www.getapp.co.nz/directory/3808/cryptocurrency-wallets/software)
- [Currency Exchange Software](https://www.getapp.co.nz/directory/1195/currency-exchange/software)
- [Cryptocurrency Exchange Software](https://www.getapp.co.nz/directory/3846/cryptocurrency-exchange/software)
- [Mobile Credit Card Processing Software](https://www.getapp.co.nz/directory/1183/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.getapp.co.nz/software/91263/paypal) — 4.6/5 (26408 reviews)
2. [Venmo](https://www.getapp.co.nz/software/106635/venmo) — 4.7/5 (9281 reviews)
3. [Square Payments](https://www.getapp.co.nz/software/112251/square-payments-processing) — 4.7/5 (2686 reviews)
4. [Square Point of Sale](https://www.getapp.co.nz/software/91016/square-point-of-sale) — 4.6/5 (3030 reviews)
5. [Stax](https://www.getapp.co.nz/software/116119/fattmerchant) — 4.1/5 (129 reviews)

## Reviews

### "Stripe is the best solution if you are starting out with online payments." — 4.0/5

> **Francesco** | *2 January 2026* | Arts & Crafts | Recommendation rating: 9.0/10
> 
> **Pros**: Stripe has by far the easiest setup to start getting payments online. Way easier than PayPal and with less restriction. Overall is the best solution if you are starting out on getting payed online.
> 
> **Cons**: Fees are high though. 50 cents for every 15 bucks. But this is a common problem. PayPal Fees are even higher. Stripe also is not a merchant of records.
> 
> My overall experience with stripe is very good. I'm still looking for cheaper solutions out there but I can say that it's solid and easy to manage.

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### "Reliable payment processing with strong invoicing features, but slightly slow payouts" — 4.0/5

> **Matthew** | *11 April 2026* | Education Management | Recommendation rating: 8.0/10
> 
> **Pros**: •Very easy to create and send payment links&#10;•Competitive transaction fees&#10;•Highly customisable invoices, including the ability to add branding and logos&#10;•Smooth and reliable card payment processing&#10;•Clear and functional user interface
> 
> **Cons**: •Payouts can take around three business days, which feels a bit slow for cash flow&#10;•Some features can take time to fully understand for new users&#10;•Occasional complexity in navigating the broader dashboard
> 
> Overall, Stripe has been a reliable and professional payment solution for my business. It handles card payments smoothly and makes it easy to send invoices and payment links to clients. The ability to customise invoices with branding is a strong advantage and helps maintain a professional appearance.&#10;&#10;The main drawback is the delay in receiving funds, which can take up to three business days, which is slightly slower than ideal for day-to-day cash flow. However, the system is stable, secure, and generally very easy to use once set up.

-----

### "Chief Operating Officer" — 3.0/5

> **Eugene** | *9 May 2026* | Nonprofit Organisation Management | Recommendation rating: 6.0/10
> 
> **Pros**: It seems comprehensive and the reporting tools are helping so I am generally happy with the tool so far.
> 
> **Cons**: I have two streams of revenue but it is not letting me consolidate both streams so I have to maintain two accounts. Also the process fee and payment timeline is worse than another tool I use.
> 
> Overall ok but higher fee and having to maintain two accounts are not the best experience. Feel like I am kept hostage of Stripe as a result of the SaaS tool we chose to use.

-----

### "Great for collecting payments, quickly and easily." — 4.0/5

> **Emma** | *6 February 2026* | Nonprofit Organisation Management | Recommendation rating: 9.0/10
> 
> **Pros**: I use Stripe to collect payments from various sources. We use Stripe because it is a widely trusted global payment collection software. We can use it for online payments and also in-person on a card machine which is helpful for in-person events. There are transaction fees applied however, there is no monthly charge. Stripe is easy to use with a dashboard showing your key figures. It is easy to navigate and find payment information, and reports which we use to verify income with our auditors. It offers a dispute section where you can easily return or refund payments should the need arrive. It creates a customer data base, storing information securely, and analyse is available. A test-mode function can also be used.
> 
> **Cons**: The transaction fee is quite high, and we were not able to negotiate a discount, however it was still deemed the best value for money for what we needed at the time, and we have no plans to move away from Stripe. We have experienced no bugs or issues with the transaction volumes we have.
> 
> My overall experience with Stripe is positive, the software successfully collects payments and automatically pays-out into the bank account at regular intervals. I am able to easily obtain payment information from my login and manage other users so they can gather required data.

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### "Powerful and Reliable Online Payment Platform for Businesses" — 5.0/5

> **Sonu** | *18 May 2026* | Consumer Goods | Recommendation rating: 9.0/10
> 
> **Pros**: Stripe provides a very smooth and reliable payment processing experience for both online and mobile transactions. The platform is easy to use, integrates well with ecommerce systems, and supports a wide range of card payments and international payment methods.&#10;&#10;One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing businesses. The dashboard is clean and provides clear visibility into transactions, refunds, disputes, and reporting. Mobile access is also strong, allowing teams to monitor payments and activity on the go.&#10;&#10;For businesses handling online sales, the platform offers excellent value for money considering the reliability, scalability, and range of features available.
> 
> **Cons**: Customer support can sometimes be slow when dealing with more complex account or dispute-related issues. There are also occasional delays with account verification or fund holds, particularly for newer businesses or high-risk transactions. While the interface is generally user-friendly, some advanced settings and reporting features may require technical knowledge.&#10;&#10;There can also occasionally be bugs or inconsistencies with third-party integrations depending on the platform being used.
> 
> Overall, our experience with Stripe has been very positive. It has helped streamline credit card payments, improve checkout experiences, and simplify payment management across multiple channels. The platform performs reliably and scales well as transaction volumes grow.&#10;&#10;Its flexibility, strong security, and wide range of payment options make it a dependable solution for ecommerce and subscription-based businesses. Despite occasional support and verification challenges, Stripe remains one of the best payment processing platforms available for modern businesses.

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