---
description: Learn how CreditOnline can help your business. GetApp provides users in New Zealand with the most detailed information on software reviews, prices and features.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: CreditOnline Reviews, Pricing & Ratings | GetApp NZ 2026
---

Breadcrumb: [Home](/) > [Loan Origination Software](/directory/899/loan-origination/software) > [CreditOnline](/software/119651/creditonline)

# CreditOnline

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> CREDITONLINE is a cloud-based solution, which helps lending businesses manage the entire lifecycle of loan origination and servicing based on various marketing requirements. Using multiple lending models, it lets users automate business processes to provide P2P and secured/unsecured loans.
> 
> Verdict: Rated **4.6/5** by 11 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Key benefits of CreditOnline

We offer fast project launch with possibility to customize it to match all your business needs. You always have a possibility to improve your software and expand it adapting to market changes or your growing needs. It integrates with anything that has an API.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 11 Reviews |
| Ease of Use | 4.5/5 | Based on overall reviews |
| Customer Support | 4.6/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 4.4/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: CREDITONLINE
- **Location**: Kaunas, Lithuania
- **Founded**: 2007

## Commercial Context

- **Starting Price**: €900.00
- **Pricing model**:  (Free version available)
- **Pricing Details**: We have two licences:&#10;CreditOnline - Startup - 12,000 EUR with frontend template.&#10;CreditOnline - Core - starting from 25,000 EUR
- **Target Audience**: 2–10, 11–50, 51–200, 201–500
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, Polish, Russian, Spanish
- **Available Countries**: Afghanistan, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium and 208 more

## Features

- API
- Accounting
- Alerts/Notifications
- Amortisation Schedule
- Audit Trail
- Auto Loans
- Automated Decisioning/Underwriting
- Automatic Funds Distribution
- Borrower Management
- Business Loans
- Collateral Tracking
- Compliance Management
- Construction Loans
- Customer Database
- Customer Management
- Customisable Reports
- Data Import/Export
- Document Management
- Electronic Payments
- Electronic Signature

## Integrations (22 total)

- CredyApp
- Daktela
- Docusign
- Experian Address Verification
- Experian Aperture Data Studio
- Experian Email Verification
- Experian Phone Verification
- GoCardless
- Insight
- JuicyScore
- Messente
- PayU
- SendGrid
- ThePayStubs
- Thulium

... and 7 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Loan Origination Software](https://www.getapp.co.nz/directory/899/loan-origination/software)

## Related Categories

- [Loan Origination Software](https://www.getapp.co.nz/directory/899/loan-origination/software)
- [Loan Servicing Software](https://www.getapp.co.nz/directory/949/loan-servicing/software)
- [Banking Software](https://www.getapp.co.nz/directory/6/banking-system/software)
- [Commercial Loan Software](https://www.getapp.co.nz/directory/1167/commercial-loan/software)
- [Mortgage Software](https://www.getapp.co.nz/directory/180/mortgage-loans/software)

## Alternatives

1. [Creatio CRM](https://www.getapp.co.nz/software/90504/bpm-online-crm) — 4.7/5 (133 reviews)
2. [The Mortgage Office](https://www.getapp.co.nz/software/103191/the-mortgage-office) — 4.8/5 (285 reviews)
3. [Plaid](https://www.getapp.co.nz/software/113185/plaid) — 4.4/5 (95 reviews)
4. [Mortgage Automator](https://www.getapp.co.nz/software/2045667/mortgage-automator) — 4.9/5 (112 reviews)
5. [HES LoanBox](https://www.getapp.co.nz/software/2059051/hes-loanbox) — 4.9/5 (26 reviews)

## Reviews

### "CREDITONLINE" — 5.0/5

> **Oriol** | *29 July 2019* | Financial Services | Recommendation rating: 10.0/10
> 
> **Pros**: This software has a lot of tools that you need to use in loan business. It has great customer support service 24/7. Best quality/price choise.
> 
> **Cons**: Personalized reports must be programmed separately.
> 
> Easy to use. Powerful tool for daily use. Great design and features.  Best quality/price choise.

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### "Creditonline - The power of loan business" — 5.0/5

> **Petr** | *14 December 2022* | Financial Services | Recommendation rating: 10.0/10
> 
> **Pros**: A very comprehensive product for credit management, in which you can set almost everything that is needed in this line of business. I would highlight the availability and willingness of support. Once the system is implemented, credit management is already very simple. The advantage is certainly the very high level of automation of the entire loan management process and the consequent saving of human resources. The description of the API is very well done. The possibility of quick implementation of legislative changes is also an advantage. The system is in constant development, which brings improvements and new functions.
> 
> **Cons**: One of the disadvantages of the system is certainly the outdated and minimalistic help system. The complexity of the system can also be perceived as a certain disadvantage, mainly due to the need to initially "set everything up".
> 
> Overall, I would rate the work with the system as very good. The functions of the system correspond to the requirements for credit management. "Step by step" introduction of new functions or products is not a problem.

-----

### "good system for loan application check" — 4.0/5

> **Jelena** | *2 December 2022* | Banking | Recommendation rating: 5.0/10
> 
> **Pros**: we can, by yourself, change the CSAS reject/ accept/manual check rules
> 
> **Cons**: trigger conditions form, request the external database only "IF"we implemented a simple filter for a very long time (almost a year), a very inelastic system in this point

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### "Long time user of the system" — 4.0/5

> **Vilma** | *25 November 2022* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: \*The system is simple\*It is easy to adapt to a specific business\*The system provider always creates additional necessary functions/processes\*A significant number of changes can be made without the intervention of a developer.\*The system works smoothly, interruptions are very rare.
> 
> **Cons**: For some seemingly very simple tasks, the deadlines seem quite long.  Waiting 60 days for a request to be processed sometimes seems really too long.
> 
> I have been working with the creditonline system since 2016. Since then, many different projects have been implemented, from very simple to very complex and very time-consuming. The functions of the system have been fully adapted to the needs of company. The system is periodically updated, additional new functions appear, which make everyday work easier.  It would be great if the queues of requests were reduced a bit  and some requests would be done faster.

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### "CreditOnline’s Clients review" — 5.0/5

> **Antanas** | *15 December 2022* | Internet | Recommendation rating: 10.0/10
> 
> **Pros**: Vast list of integrations, system works quickly and efficiently. Bugs or errors are very rare but when there are sorted quickly and effortlessly.
> 
> **Cons**: The list of integrations can be very long and therefore a bit confusing at times to choose from. However, the team is always happy to help and explain the modules including which is best to choose for specific needs.
> 
> We have been CreditOnline’s Clients since 2011. Since then CreditOnline has grown in size, integration and abilities. Currently I can say that CreditOnline seems to be the quickest in the sector in module integration and software capabilities. The list of integrations seems to have all relevant modules for a business either entering the fintech world or already seasoned in it. With any new modules or integrations being added weekly.

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## Links

- [View on GetApp](https://www.getapp.co.nz/software/119651/creditonline)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.getapp.de/software/119651/creditonline> |
| de-AT | <https://www.getapp.at/software/119651/creditonline> |
| en | <https://www.getapp.com/finance-accounting-software/a/creditonline/> |
| en-AE | <https://www.getapp.ae/software/119651/creditonline> |
| en-AU | <https://www.getapp.com.au/software/119651/creditonline> |
| en-CA | <https://www.getapp.ca/software/119651/creditonline> |
| en-GB | <https://www.getapp.co.uk/software/119651/creditonline> |
| en-IE | <https://www.getapp.ie/software/119651/creditonline> |
| en-NZ | <https://www.getapp.co.nz/software/119651/creditonline> |
| en-SG | <https://www.getapp.sg/software/119651/creditonline> |
| en-ZA | <https://www.getapp.za.com/software/119651/creditonline> |
| es | <https://www.getapp.es/software/119651/creditonline> |
| es-CL | <https://www.getapp.cl/software/119651/creditonline> |
| es-CO | <https://www.getapp.com.co/software/119651/creditonline> |
| es-MX | <https://www.getapp.com.mx/software/119651/creditonline> |
| fr | <https://www.getapp.fr/software/119651/creditonline> |
| fr-BE | <https://fr.getapp.be/software/119651/creditonline> |
| fr-CA | <https://fr.getapp.ca/software/119651/creditonline> |
| nl | <https://www.getapp.nl/software/119651/creditonline> |
| nl-BE | <https://www.getapp.be/software/119651/creditonline> |
| pt | <https://www.getapp.com.br/software/119651/creditonline> |
| pt-PT | <https://www.getapp.pt/software/119651/creditonline> |

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