--- description: Learn how Plaid can help your business. GetApp provides users in New Zealand with the most detailed information on software reviews, prices and features. image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png title: Plaid Reviews, Pricing & Ratings | GetApp NZ 2026 --- Breadcrumb: [Home](/) > [Integrated Risk Management Software](/directory/1759/integrated-risk-management/software) > [Plaid](/software/113185/plaid) # Plaid Canonical: https://www.getapp.co.nz/software/113185/plaid Page: 1 / 5\ Next: [Next page](https://www.getapp.co.nz/software/113185/plaid?page=2) > Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets > > Verdict: Rated **4.4/5** by 95 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Key benefits of Plaid Plaid’s Auth solution enables the authentication of accounts for ACH without the need for microdeposits, allowing the instant authentication of transfers. The Balance solution can be used to pull both historical and real-time balance data before transfers are made, including current and available balance information, to prevent overdrafts and non-sufficient funds (NSF) fees. Bank data, including names, addresses, and phone numbers, can be used to verify user identities with the Identity solution, with the aim of reducing fraud. Historical transaction data for the past 24 months can be accessed using the Transactions solution, with contextual information including category, merchant, and geolocation data. The Assets solution can be used to verify borrower assets using financial data from borrowers’ bank accounts, and generate reports in both JSON and PDF formats. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 95 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.4/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Plaid provides three pricing plans (Pay as You Go, Growth, and Custom) with varying features and payment structures. While no numeric pricing values are disclosed, the plans are tailored to different user needs, ranging from individual developers to businesses requiring scalable solutions. A free version (Limited Production Service) is available for testing, and users are encouraged to contact sales for detailed pricing and volume discounts. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - ACH Payment Processing - AML Compliance - API - Access Management - Activity Monitoring - Address Validation - Age Verification - Anomaly Detection - Applicant Tracking - Audit Management - Authentication - Auto Loans - Automated Decisioning/Underwriting - Automatic Funds Distribution - Background Screening - Bank Reconciliation - Behaviour Tracking - Behavioural Analytics - Billing & Invoicing - Biometrics ## Integrations (31 total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... and 16 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Integrated Risk Management Software](https://www.getapp.co.nz/directory/1759/integrated-risk-management/software) ## Related Categories - [Integrated Risk Management Software](https://www.getapp.co.nz/directory/1759/integrated-risk-management/software) - [Commercial Loan Software](https://www.getapp.co.nz/directory/1167/commercial-loan/software) - [Loan Origination Software](https://www.getapp.co.nz/directory/899/loan-origination/software) - [Investment Management Software](https://www.getapp.co.nz/directory/17/investment-portfolio-management/software) - [Direct Deposit Payroll Software](https://www.getapp.co.nz/directory/3683/direct-deposit-payroll/software) ## Alternatives 1. 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[NetSuite](https://www.getapp.co.nz/software/9137/netsuite) — 4.2/5 (2003 reviews) ## Reviews ### "Great for connecting bank account" — 5.0/5 > **Jackie** | *27 July 2025* | Retail | Recommendation rating: 10.0/10 > > **Pros**: What I like most about plaid is how it seamlessly it connects my bank accounts without worrying about security issues > > **Cons**: The only real con that I noticed is it sometimes lags when I try to connect some accounts to the platform ----- ### "Easy to use" — 4.0/5 > **Andrena** | *5 November 2025* | Financial Services | Recommendation rating: 8.0/10 > > **Pros**: It’s easy to process payment and learn how to use with minimal issues or conflicts. Seems easy for clients to pay invoices. > > **Cons**: I wouldn’t say there is anything specific that I dislike about plaid I haven’t used their customer service team/support very often. > > I’m overall my experience with plaid seems seamless and easy. It’s very quick to set up and there is minimal issues or glitches. ----- ### "Plaid review" — 2.0/5 > **Keri** | *27 August 2024* | Consumer Goods | Recommendation rating: 2.0/10 > > **Pros**: What I like most about plaid is that it allows external banks to connect with other apps for funding purposes or transferring funds securely. > > **Cons**: What I don't like about plaid,is that it's very specific on the banks it allows us to connect to 3rd party apps. Unfortunately most of the banks I have access to are not supported so it's harder for me to truly appreciate what I'm sure could be a good potential app. > > My overall experience with plaid is not the greatest tbh. They have prevented me from being able to connect my accounts on multiple occasions because their network of partnering banks is minimal. ----- ### "Convenient, but not upfront with consumers" — 4.0/5 > **Leahya** | *22 December 2025* | Aviation & Aerospace | Recommendation rating: 6.0/10 > > **Pros**: Plaid allows seamless transition between bank accounts and financial service products. Plaid incorporates both verification and account linking in the fastest manner possible. > > **Cons**: The only issue I have with Plaid is that it does not make it clear that they store data on consumer spending. This causes disgruntled consumers, which cannot be fixed after the information has been taken. ----- ### "Loving Plaid\!" — 5.0/5 > **Verified Reviewer** | *6 September 2025* | Computer Software | Recommendation rating: 9.0/10 > > **Pros**: Plaid provides secure bank linking for apps, offering advanced encryption, multi-factor authentication, and fraud monitoring for safe data sharing. > > **Cons**: There isn't anything I dislike about Plaid so far, although I am still currently using it so maybe something comes up. > > Plaid securely links bank accounts to apps, making fintech fast and easy. It's the secure bridge simplifying your financial life. ----- Page: 1 / 5\ Next: [Next page](https://www.getapp.co.nz/software/113185/plaid?page=2) ## Links - [View on GetApp](https://www.getapp.co.nz/software/113185/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-CL | | | es-CO | | | es-MX | | | fr | | | fr-BE | | | fr-CA | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data