About Payment Depot
Payment Depot offers the nation's only wholesale credit card processing rates. While other companies charge an added percentage on top of Visa/MC interchange, Payment Depot gives merchants the direct interchange rate with no added percentage.
Pricing starting from:
US$49.00/month
- Free Trial
- Subscription
Key benefits of Payment Depot
Wholesale Visa, Mastercard, Amex, Discover interchange direct rates with no mark up. Impossible to get a lower card processing rate.
Devices
Business size
Markets
Supported Languages
Pricing starting from:
US$49.00/month
- Free Trial
- Subscription
Images

Features
Total features of Payment Depot: 5
- Credit Card Processing
- Electronic Payments
- PCI DSS Compliance
- POS Integration
- eCommerce Integration
Alternatives
PayPal
Venmo
Stripe
Square Point of Sale

Reviews
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- Industry: Retail
- Company size: 11-50 Employees
- Used Daily for 1+ year
-
Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Great Value and Support
Reviewed on 21/09/2018
Pros
I like the fact that there is a small but sufficient team dedicated to making sure you have great customer service. Everyone is fast and friendly. They always follow up when in an inquiry is made.
Cons
The way the payments batch out is strange. Some are delayed 2 days and some are next day. Makes keeping track of deposits a litttle cumbersome.
- Industry: Retail
- Company size: 2-10 Employees
- Used Daily for 2+ years
-
Review Source
Overall rating
- Ease of Use
- Likelihood to recommend 6.0 /10
Its not a bad payment processor
Reviewed on 27/08/2019
its good service and they use authorize but you can find cheaper alternatives almost anywhere that...
its good service and they use authorize but you can find cheaper alternatives almost anywhere that has one portal for everything.
Pros
the rates were ok at best but the support is there. Its nice to get a hold of someone right away when you need it and they use the authorize.net gateway which is good.
Cons
its horrible that you have to work with multiple portals when dealing with charges and chargebacks. No notifications of charge backs were even given to us and on top of that the rates were higher than paypal and other companies.
- Industry: Health, Wellness & Fitness
- Company size: Self Employed
- Used Weekly for 2+ years
-
Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 0.0 /10
Not good for small businesses
Reviewed on 16/10/2018
When I first signed up, they were very helpful. Now my account mgr hardly answers my questions....
When I first signed up, they were very helpful. Now my account mgr hardly answers my questions. Last year, before I was supposed to renew, they sent out an email saying their yearly fee was going up 25% for a new security feature. They did not say it was optional. However, after getting upset about the fee change for a service I felt I did not need, they told me I could have my old rate and said the extra service was only optional. That was a total scam. Not impressed with their lack of integrity. Don't recommend.
Pros
It is easy to use and integrates easily. Authorize.net is easy to use as well.
Cons
Their cost system doesn't work well for really small businesses by the time you pay the yearly fee and monthly cc charges.
- Industry: Retail
- Company size: 11-50 Employees
- Used Daily for 1+ year
-
Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 9.0 /10
Excellent Cost Savings
Reviewed on 24/09/2018
Excellent support when needed, very few issues with terminals.
Excellent support when needed, very few issues with terminals.
Pros
Significant cost savings from their clear approach to interchange billing + an annual fee.
Cons
Amex setup not supported for our industry unless we go directly to Amex, and the rates are horrible direct with Amex. You take some risk on buying terminals out right, but in reality you're savings so much compared to any of the major re-sellers you can buy a few a year. PCI compliance testing for some locations is very odd and needs to be re-certified every 90 days, significant hassle to PCI compliance, again only for some locations.
- Industry: Retail
- Company size: 2-10 Employees
- Used Daily for 2+ years
-
Review Source
Overall rating
- Value for Money
- Ease of Use
- Customer Support
- Likelihood to recommend 10.0 /10
Payment Depot is Great!
Reviewed on 21/09/2018
My processing fees are lower than most other businesses. The customer service has been amazing!
My processing fees are lower than most other businesses. The customer service has been amazing!
Pros
The cost savings initially attracted me to Payment Depot, however, they have been so easy to work with and had superb customer service. They have eve helped guide me in switching over to a new POS system. I couldn't recommend them more!
Cons
I only wish I could easily directly process online with pd.
Payment Depot FAQs
Below are some frequently asked questions for Payment Depot.Q. What type of pricing plans does Payment Depot offer?
Payment Depot offers the following pricing plans:
- Starting from: US$49.00/month
- Pricing model: Subscription
- Free Trial: Not Available
15¢ per transaction for wholesale Visa Mastercard Discover Amex. No added percentages. Just flat interchange plus 15¢.
Q. What are the main features of Payment Depot?
Payment Depot offers the following features:
- 25¢ Per Transaction
- Easy API Library
- Free Virtual Terminal
- Mobile Processing
- No Cancellation Fees
- No Contracts
- No IRS Fee
- No PCI Fee
- Physical Terminals
- Recurring Billing
- Tokenization/Data Encryption
- Unlimited Processing
- Wholesale Visa/MC Interchange Rates
Q. Who are the typical users of Payment Depot?
Payment Depot has the following typical customers:
Small Business, Large Enterprises, Public Administrations, Non Profit, Freelancers, Mid Size Business
Q. What languages does Payment Depot support?
Payment Depot supports the following languages:
English
Q. Does Payment Depot support mobile devices?
We do not have any information about what devices Payment Depot supports
Q. What other apps does Payment Depot integrate with?
We do not have any information about what integrations Payment Depot has
Q. What level of support does Payment Depot offer?
Payment Depot offers the following support options:
FAQs, Phone Support, Video Tutorials
Related categories
See all software categories found for Payment Depot.