---
description: Our free tool can help you get a quick and detailed side-by-side comparison for Xero vs MoonClerk. Learn more about each of these software and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Xero vs MoonClerk Comparison | GetApp New Zealand 2026
---

Breadcrumb: [Home](/) > [Lease Accounting Software](/directory/1371/lease-accounting/software) > [Xero \<span\>vs\</span\> MoonClerk](https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk)

# Compare Xero vs MoonClerk

Canonical: https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk

> Detailed comparison between Xero and MoonClerk. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Xero | MoonClerk |
| **Overall rating** | 4.4/5 | 4.4/5 |
| **Total Reviews** | 3294 | 16 |
| **Starting Price** | $3.50 | US$18.00 |
| **Free Trial** | Yes | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Not Offered |

## Key features

### Xero

- ACH Payment Processing
- Activity Tracking
- Alerts/Notifications
- Customisable Branding
- Customisable Invoices
- Data Import/Export
- Discount Management
- Dunning Management
- Electronic Payments
- Fund Management
- Invoice History
- Mobile Payments
- Online Invoicing
- Online Payments
- Payment Processing
- Recurring Invoicing
- Recurring/Subscription Billing
- Reminders
- Self Service Portal
- Third-Party Integrations

### MoonClerk

- ACH Payment Processing
- Activity Tracking
- Alerts/Notifications
- Customisable Branding
- Customisable Invoices
- Data Import/Export
- Discount Management
- Dunning Management
- Electronic Payments
- Invoice History
- Mobile Payments
- Online Invoicing
- Online Payments
- Payment Processing
- Recurring Invoicing
- Recurring/Subscription Billing
- Reminders
- Self Service Portal
- Third-Party Integrations

## Links

- [View Xero Profile](https://www.getapp.co.nz/software/1671/xero)
- [View MoonClerk Profile](https://www.getapp.co.nz/software/104897/moonclerk)
- [View Original Comparison](https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Xero vs MoonClerk Comparison | GetApp New Zealand 2026","description":"Our free tool can help you get a quick and detailed side-by-side comparison for Xero vs MoonClerk. Learn more about each of these software and make the best decision for your business.","url":"https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk","about":[{"@id":"https://www.getapp.co.nz/software/1671/xero#software"},{"@id":"https://www.getapp.co.nz/software/104897/moonclerk#software"}],"breadcrumb":{"@id":"https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk#webpage","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"inLanguage":"en-NZ","isPartOf":{"@id":"https://www.getapp.co.nz/#website"}},{"name":"Xero","description":"Xero is a global small business platform with 3.95 million subscribers which includes core accounting, payroll, workforce management, expenses and projects. Xero also has an extensive ecosystem of connected apps and connections to banks and other financial institutions, helping small businesses access a range of solutions from within its open platform to help them run their business and manage their finances. Xero is a FIFA Women’s Football partner.\n\nAbout Xero accounting software \n\nXero provides small business owners, accountants and bookkeepers with powerful online accounting software and access to up-to-date financial data. It’s designed to make life better for small businesses, their advisors and communities around the world. It connects businesses with their bank, their advisor, accounting tools, payment services and third-party apps, so everything is securely available at any time, on any device. \nBenefits for small businesses\nXero’s beautiful, easy-to-use small business accounting software automates and streamlines many day-to-day tasks, including bank reconciliation, quoting, invoicing, making and collecting payments, tax, managing employees, expenses, projects and payroll. Businesses can view  up-to-date numbers on the Xero dashboard, in reports, and in analytics. It’s easy for businesses to see how they’re tracking, stay in control of cash flow and make informed decisions. \nBecause Xero is cloud-based, businesses can work with their data easily from anywhere as well as collaborate with their accountant and bookkeeper. Many features are available on mobile, so people can run their business on the go.\n\nSupport and learning\n\nXero’s offers free 24/7 support, learning, and discussions at Xero Central, backed by a team of expert support staff. Customers are also invited to put forward and vote on product ideas.\n\nResponsible data use commitments\n\nXero takes a defense-in-depth approach to protecting its systems and customer data. Data is protected by multiple layers of security, including encryption when it’s transferred and stored, and subject to strict privacy controls. Xero uses multi-factor authentication; software updates are free; and Xero does regular data backups.\n\nXero is certified as compliant with ISO/IEC 27001:2013, complies with the Payment Card Industry Data Security Standard, and produces Service Organization Control (SOC 2) reports.\n\nXero App Store\n\nXero connects with more than 1000 third-party apps designed to solve everyday business challenges, get data flowing between Xero and other apps, and provide a more complete view of how a business is performing. The Xero App Store is the place to easily find, try and connect apps that are certified by Xero and reviewed by users.\n\nPricing plans and free trial\n\nXero offers a free trial of its accounting software for 30 days, and a range of pricing plans designed to suit different needs. Subscriptions to Xero are invoiced monthly. \n Accountants and bookkeepers get free access to Xero online accounting software and to Xero HQ when they sign up (for free) as Xero partners.\nXero for accountants and bookkeepers\nAccountants and bookkeepers gain access to smart practice management software with tools for streamlined workflows, efficient compliance, and a cloud-based single accounting ledger for every client. They can collaborate within Xero with their colleagues or with clients, automate manual tasks, and access client records at any time. \nXero’s integrated practice management software includes Xero HQ, Xero Practice Manager, Xero Workpapers and Xero Tax. \n\nXero the company\n\nXero is a global company with offices in seven countries and over 3.95 million subscribers. It’s a leader in online accounting across New Zealand, Australia and the United Kingdom, and has won multiple awards for its software and services. Xero is listed on the Australian Stock Exchange (ASX).","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/3072edfc-e5eb-413c-88ff-47dd8b8e7886.png","url":"https://www.getapp.co.nz/software/1671/xero","@type":"SoftwareApplication","@id":"https://www.getapp.co.nz/software/1671/xero#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":3294,"ratingValue":4.4},"offers":{"price":"3.5","@type":"Offer","priceCurrency":"NZD"},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"MoonClerk","description":"MoonClerk is a web-based system for receiving one-off or recurring payments, subscriptions, or donations. Users can create payment forms and allow customers to access these through direct links, or embed the forms within their website. Forms can be customized with different colors, themes, logos, and images, and users can include fixed payment amounts, suggested amounts, or leave the customer free to donate or pay what they wish. Taxes, shipping charges, surcharges, and other fees can also be included in payment forms. Embedding payment forms within the website allows customers to complete the entire checkout and payment process without having to leave the website.\n\nRecurring payments can be set up through MoonClerk, with users able to set payment forms as being for a one-off payment, recurring payments, or let the customer choose. Recurring payments can be taken weekly, monthly, quarterly, semi-annually, annually, or at custom intervals, and can be set to continue indefinitely or for a fixed period. The date on which payment is taken can also be customized, with standard options for the customer’s checkout date, fixed days of the week or month, the day after a trial period ends, and more. Users can add internal notes to payments on customers’ accounts, such as if a customer with an existing recurring payment also makes a one-off payment for another service.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/562b3827-4dea-4a7c-a7dd-36884dea4461.png","url":"https://www.getapp.co.nz/software/104897/moonclerk","@type":"SoftwareApplication","@id":"https://www.getapp.co.nz/software/104897/moonclerk#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":16,"ratingValue":4.4},"offers":{"price":"18","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Lease Accounting Software","position":2,"item":"/directory/1371/lease-accounting/software","@type":"ListItem"},{"name":"Xero vs MoonClerk","position":3,"item":"https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk","@type":"ListItem"}],"@id":"https://www.getapp.co.nz/compare/1671/104897/xero/vs/moonclerk#breadcrumblist"}]}
</script>