---
description: Our free tool can help you get a quick and detailed side-by-side comparison for Square Payments vs Dwolla. Learn more about each of these software and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Square Payments vs Dwolla Comparison | GetApp New Zealand 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/23/payment-management/software) > [Square Payments \<span\>vs\</span\> Dwolla](https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla)

# Compare Square Payments vs Dwolla

Canonical: https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla

> Detailed comparison between Square Payments and Dwolla. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | Dwolla |
| **Overall rating** | 4.7/5 | 4.3/5 |
| **Total Reviews** | 2673 | 43 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat |
| **Training** | In Person, Documentation, Videos | In Person, Live Online, Documentation |

## Key features

### Square Payments

- ACH Payment Processing
- API
- Activity Dashboard
- CRM
- Customer Database
- Data Security
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- SSL Security

### Dwolla

- ACH Payment Processing
- API
- Activity Dashboard
- Customisable Branding
- Data Security
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Real-Time Data
- Recurring/Subscription Billing
- Reporting/Analytics
- Status Tracking

## Links

- [View Square Payments Profile](https://www.getapp.co.nz/software/112251/square-payments-processing)
- [View Dwolla Profile](https://www.getapp.co.nz/software/2057006/dwolla)
- [View Original Comparison](https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs Dwolla Comparison | GetApp New Zealand 2026","description":"Our free tool can help you get a quick and detailed side-by-side comparison for Square Payments vs Dwolla. Learn more about each of these software and make the best decision for your business.","url":"https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla","about":[{"@id":"https://www.getapp.co.nz/software/112251/square-payments-processing#software"},{"@id":"https://www.getapp.co.nz/software/2057006/dwolla#software"}],"breadcrumb":{"@id":"https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla#breadcrumblist"},"@id":"https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.getapp.co.nz/#website"},"inLanguage":"en-NZ","publisher":{"@id":"https://www.getapp.co.nz/#organization"}},{"name":"Square Payments","description":"Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.\n\nIn order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.\n\nSquare Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6cbcc0f8-67c6-4ca1-9547-f544ad050262.png","url":"https://www.getapp.co.nz/software/112251/square-payments-processing","@id":"https://www.getapp.co.nz/software/112251/square-payments-processing#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2673},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Dwolla","description":"Dwolla is an Automated Clearing House (ACH) facilitator used by businesses worldwide to digitize payments. Payroll companies use it to automate payouts, insurers deploy it to collect deductibles and premium payments electronically, and rental companies incorporate it on their websites to facilitate transfers between tenants and landlords. It boasts a bank transfer-only business model designed to avoid interchange fees charged by major card associations.\n\nWith Dwolla, companies of any size can accept account-to-account payment. Utility providers, wealth management companies, real estate investors, and reimbursement services can process and speed up ACH transactions, including recurring and on-demand payments. It works with all U.S. banks and credit unions, and it gives users the ability to carry out balance checks before processing payments. Features include Slack notifications, Plaid authentication, Sift fraud monitoring, and QuickBooks accounting document exports.","url":"https://www.getapp.co.nz/software/2057006/dwolla","@id":"https://www.getapp.co.nz/software/2057006/dwolla#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.3,"bestRating":5,"ratingCount":43},"operatingSystem":"Cloud"},{"@id":"https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/23/payment-management/software","@type":"ListItem"},{"name":"Square Payments vs Dwolla","position":3,"item":"https://www.getapp.co.nz/compare/112251/2057006/square-payments-processing/vs/dwolla","@type":"ListItem"}]}]}
</script>
