---
description: Our free tool can help you get a quick and detailed side-by-side comparison for Zoho Books vs Zil Money. Learn more about each of these software and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Zoho Books vs Zil Money Comparison | GetApp New Zealand 2026
---

Breadcrumb: [Home](/) > [General Ledger Software](/directory/2511/general-ledger-software/software) > [Zoho Books \<span\>vs\</span\> Zil Money](https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money)

# Compare Zoho Books vs Zil Money

Canonical: https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money

> Detailed comparison between Zoho Books and Zil Money. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Zoho Books | Zil Money |
| **Overall rating** | 4.4/5 | 4.7/5 |
| **Total Reviews** | 674 | 103 |
| **Starting Price** | US$20.00 | US$30.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Documentation, Videos |

## Key features

### Zoho Books

- ACH Payment Processing
- API
- Accounting
- Billing & Invoicing
- Cash Flow Management
- Customer Statements
- Customisable Templates
- Data Security
- Electronic Payments
- Invoice Management
- Invoice Processing
- K-12
- Mobile Payments
- Partial Payments
- Real-Time Data
- Receivables Ledger
- Reporting/Analytics
- Third-Party Integrations
- Vendor Management

### Zil Money

- ACH Payment Processing
- API
- Billing & Invoicing
- Customer Statements
- Data Security
- Electronic Payments
- Invoice Management
- Invoice Processing
- Mobile Payments
- Payment Links
- Receivables Ledger
- Reporting/Analytics
- Third-Party Integrations
- Vendor Management

## Links

- [View Zoho Books Profile](https://www.getapp.co.nz/software/10116/zoho-books)
- [View Zil Money Profile](https://www.getapp.co.nz/software/2070030/zil-money)
- [View Original Comparison](https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Zoho Books vs Zil Money Comparison | GetApp New Zealand 2026","description":"Our free tool can help you get a quick and detailed side-by-side comparison for Zoho Books vs Zil Money. Learn more about each of these software and make the best decision for your business.","url":"https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money","about":[{"@id":"https://www.getapp.co.nz/software/10116/zoho-books#software"},{"@id":"https://www.getapp.co.nz/software/2070030/zil-money#software"}],"breadcrumb":{"@id":"https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money#breadcrumblist"},"@id":"https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money#webpage","@type":["WebPage","CollectionPage"],"publisher":{"@id":"https://www.getapp.co.nz/#organization"},"inLanguage":"en-NZ","isPartOf":{"@id":"https://www.getapp.co.nz/#website"}},{"name":"Zoho Books","description":"Zoho Books is a smart online accounting software designed to help businesses streamline their back office operations, automate business workflows, and help securely collaborate with accountants online. It is designed for all business sizes, from small businesses to large enterprises, and can be used by services, consulting, and marketing companies. The accounting solution offers a range of features including cash flow management, invoicing, including one-off or recurring invoice generation, balance sheet management, inventory management, purchase order management, expense tracking, automated workflow creation, and much more.\n\nWith the inventory feature, retail businesses can keep track of their stock and make smart purchase decisions. Zoho Books allows users to invoice their clients in their currency and it's also available in 11 languages.Using Zoho as an accounting tool, businesses can gain a clear picture of how much money their business is generating. Users can manage customers and invoice them either online or by mail, automate recurring invoices, set up payment reminders and payment thank-you notes, and get paid faster with online payment gateways. Businesses can manage and control expenses and cash outflow with Zoho Books and record invoices and commitments for purchases, services, and even for reimbursable expenses like client travel.\n\nWith Zoho Books accounting software, users can share -or delegate- accounting duties to anyone in the organization, but set different permissions for employees. Get professional help with accounting by easily sharing your books with your accountant or financial advisor. Record and monitor bank and credit card transactions like deposits, fund transfers, checks, expenses, credits, and refunds. Easily reconcile them with bank and credit card statements. Zoho Books facilitates integration with other Zoho apps including Zoho Sign, Zoho CRM, Zoho Inventory, Zoho Analytics, and more, as well as third party solutions such as PayPal, Stripe, G Suite, Dropbox, Slack, and more.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/1d889cf4-7e4f-4305-8f27-6b96494b7b29.png","url":"https://www.getapp.co.nz/software/10116/zoho-books","@id":"https://www.getapp.co.nz/software/10116/zoho-books#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.4,"bestRating":5,"ratingCount":674},"offers":{"price":"20","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"name":"Zil Money","description":"Zil Money's payroll funding by credit card feature allows small and medium businesses to pay employees on time without worrying about cash flow. Payroll by credit card helps to free cash flow, earn reward points and lower taxable business income as card charges can be claimed as business expenses.\n\nZil Money provides services from check printing to online payments. Accounts Payable and receivable Software integrated with renowned accounting software, making Zil Money the best online accounting software solution for small businesses.\n\nYou can  move money seamlessly and instantly through various payment methods like ACH, wire, checks, payment links, and more, with a low transaction fee.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/23672a3f-e226-414f-a060-4f05581785f9.jpeg","url":"https://www.getapp.co.nz/software/2070030/zil-money","@id":"https://www.getapp.co.nz/software/2070030/zil-money#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.co.nz/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":103},"offers":{"price":"30","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"General Ledger Software","position":2,"item":"/directory/2511/general-ledger-software/software","@type":"ListItem"},{"name":"Zoho Books vs Zil Money","position":3,"item":"https://www.getapp.co.nz/compare/10116/2070030/zoho-books/vs/zil-money","@type":"ListItem"}]}]}
</script>