---
description: Our free tool can help you get a quick and detailed side-by-side comparison for Wave vs ZarMoney. Learn more about each of these software and make the best decision for your business.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Wave vs ZarMoney Comparison | GetApp New Zealand 2026
---

Breadcrumb: [Home](/) > [Accounting Software](/directory/236/accounting/software) > [Wave \<span\>vs\</span\> ZarMoney](https://www.getapp.co.nz/compare/10095/127311/wave-apps/vs/zarmoney)

# Compare Wave vs ZarMoney

Canonical: https://www.getapp.co.nz/compare/10095/127311/wave-apps/vs/zarmoney

> Detailed comparison between Wave and ZarMoney. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Wave | ZarMoney |
| **Overall rating** | 4.4/5 | 4.7/5 |
| **Total Reviews** | 1721 | 94 |
| **Starting Price** | US$19.00 | US$15.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Webinars, Documentation, Videos |

## Key features

### Wave

- ACH Payment Processing
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Cash Flow Management
- Customisable Templates
- Dashboard
- Financial Reporting
- For Religious Organizations
- Fund Accounting
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Payment Reconciliation
- Project Accounting
- Receivables Ledger
- Recurring Invoicing
- Status Tracking

### ZarMoney

- ACH Payment Processing
- Accounting
- Accounts Payable
- Accounts Receivable
- Billing & Invoicing
- Cash Flow Management
- Customisable Templates
- Dashboard
- Financial Reporting
- For Religious Organizations
- Fund Accounting
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Payment Reconciliation
- Project Accounting
- Receivables Ledger
- Recurring Invoicing
- Status Tracking

## Links

- [View Wave Profile](https://www.getapp.co.nz/software/10095/wave-apps)
- [View ZarMoney Profile](https://www.getapp.co.nz/software/127311/zarmoney)
- [View Original Comparison](https://www.getapp.co.nz/compare/10095/127311/wave-apps/vs/zarmoney)

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